HI...I'm Walter Ray
I'm a loan originator with Giniel Financial Group Mortgage. We are a mortgage broker. This gives us the ability to be your "One Stop Shop" to get your home loan. With one set of information we can do the shopping for you by working with some of the top lenders in the country (some of which are right here in Michigan).
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If you're looking at buying a home, buying a second home, an investment home, refinancing your existing home or getting cash out for the home renovation you have always wanted, please contact me today! I'm looking forward to helping you.
Our Core Values
Simply Easy | Clients First | Better Every Day | Fun | Family
Set up your phone appointment today
No charge or obligation
Communication and Follow up
We return all of your emails and phone calls to make sure every question gets answered.
Close quick and on time
We work with the best lenders in the business so we can get your loan close quickly.
Amazing support
WE have a very experienced staff to help you through the loan process.
Low Rates
As a broker we can shop your loan to different lenders and get you the best rate.
We will prepare unique design, perform programming, testing and provide support.
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Buyers and homeowners we can help.
First Time Home Buyers
If you are a first time homebuyer, I can help you navigate the mortgage process from getting pre-approved to closing on your new home. We strive to make mortgages Simply Easy!
Second/Vacation home buyers
If you are looking for that vacation getaway home, I can help you help you make the right financiang choice and get you into that second dream home.
Refinaces
Do you have a higher interest rate or PMI? Please reach out to me so we can discuss your options. It's all about saving you money!
Cash Out Refinance
Are you looking at a remodeling project or paying off outstanding bills infavor of lower interest rate? Please contact me right away to see what can be done.
Invesment Buyers
Are you interested in buying an investment property? We can help! Let's talk today and find out how we can help.
